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Part of the art of pulling off smart casual, after all, is balancing both worlds: Remember that for every smart thing you put on, you can offset it with something more dressed-down

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4) Shifting Expenses to the Next Period Certain costs are intentionally deferred to another month or quarter to make the current report look better

Their universal appeal means they suit a wide range of ages and personal styles, from the college student updating her closet to the retiree enjoying leisurely afternoons outside

Pierre Balmain and Franois Lesage also developed a style of surface embellishment that combined European materials and techniques with the three-dimensional embroidery popular in Thailand